Finance Calculators
31 free finance calculators for compound interest, retirement, debt payoff, investment returns, budgeting, and more. No signup required.
31 free tools
Compound Interest Calculator
Calculate how your money grows over time with compound interest.
Savings Goal Calculator
How much to save monthly to reach a target amount by a target date.
Retirement Calculator
Estimate if your savings will last through retirement.
401(k) Calculator
Project your 401(k) balance at retirement with employer match.
Debt Payoff Calculator
Payoff timeline and total interest for any debt using avalanche or snowball method.
Investment Return Calculator
Calculate total return and annualized return on an investment.
Student Loan Calculator
Monthly payment, total interest, and payoff timeline for student loans.
Credit Card Payoff Calculator
How long to pay off a balance at minimum payments vs a fixed monthly amount.
Net Worth Calculator
Add up assets and liabilities to calculate your net worth.
Emergency Fund Calculator
Calculate your target emergency fund based on monthly expenses.
Rule of 72 Calculator
Estimate how long it takes to double your money at a given interest rate.
FIRE Calculator
Financial independence number and years to retirement at given savings rate.
NPV Calculator
Net present value of future cash flows at a discount rate.
CAGR Calculator
Compound annual growth rate between two values over time.
Break-Even Calculator
Units or revenue needed to cover fixed + variable costs.
Present Value Calculator
Today's value of a future sum at a discount rate.
Future Value Calculator
Future value of current money at a given interest rate.
IRR Calculator
Internal rate of return on a series of cash flows.
APY Calculator
Annual percentage yield from nominal rate and compounding frequency.
Simple Interest Calculator
Interest earned on principal without compounding.
CD Calculator
Certificate of deposit maturity value and interest earned.
Payback Period Calculator
Time to recoup an investment from cash flows.
Discounted Cash Flow Calculator
Intrinsic value from projected cash flows and discount rate.
Sinking Fund Calculator
Regular deposits needed to reach a target amount.
50/30/20 Budget Calculator
Split income into needs, wants, and savings using the 50/30/20 rule.
Millionaire Calculator
How long to reach $1M (or any target) from savings and investment returns.
Debt Snowball Calculator
Payoff plan using the snowball method with avalanche comparison.
Perpetuity Calculator
Present value of an infinite stream of payments.
Profitability Index Calculator
Ratio of PV of cash flows to initial investment.
Business Loan Calculator
Monthly payment and total cost for business loans.
Boat Loan Calculator
Monthly payment and total cost for boat financing.
About Our Finance Calculators
Every finance calculator on this page is completely free, requires no signup, and runs entirely in your browser. Your financial data never leaves your device. We cover savings and investment growth, retirement planning, debt payoff strategies, business valuation, and personal budgeting.
Whether you are planning for retirement, paying off debt, evaluating an investment, or building a budget, these tools give you clear answers instantly. All calculations update live as you type, and every tool supports sharing via URL so you can save or send your results.